Proof of Reserves
Meridian US publishes a monthly Proof of Reserves (PoR) attestation, independently audited by a Big Four accounting firm.
How It Works
- All client liabilities (balances) are hashed into a Merkle tree
- On-chain reserves are verified against known cold-wallet addresses
- The auditor confirms: reserves ≥ liabilities
- Each verified user receives a unique Merkle-inclusion proof
Verify Your Inclusion
After each attestation, log in to your account → Settings → Proof of Reserves to download and independently verify your leaf in the Merkle tree using our open-source verification tool.
Latest Report
May 2026 Attestation: All 150+ supported assets fully backed 1:1. Total reserves: $48.2B. Report available for download in your account dashboard.